25 Apr How to Sign Up for Points Africa and Start Earning Today

You have heard about Points Africa. You want to start earning. Here is the complete sign-up guide — every method, every step, and what to expect on your first earn. The whole process takes under two minutes regardless of which route you choose.

There are three ways to create your Points Africa account. All three are free. All three lead to the same account and the same rewards. The one you choose depends on what device you have and what is most convenient for you right now.

Method 1 — USSD (Any Phone, No Internet Required)

This is the route for anyone without a smartphone, anyone who is data-conscious, or anyone who simply wants the fastest possible sign-up with no downloads involved. USSD works on every mobile phone in Ghana — from the most basic handset to the latest Android. No internet connection required.

How to sign up via USSD:

1. Open the dialler on your phone — the same screen you use to make a call.
2. Dial the Points Africa USSD short code: *713*7915# 
3. You will receive a text message confirming that your Points Africa account is active.

That is it. Your account is live. The next time you make a purchase at a Points Africa partner — the moment you pay at a Star Oil station, for example — the points notification will come through to your phone via SMS. You do not need to open an app or connect to the internet.

Who this route is best for: Anyone on a basic phone. Anyone in an area with limited data coverage. Anyone who values speed above everything else and does not want to deal with downloads.

Method 2 — MTN MoMo App (No Separate Download Required)

This is the lowest-friction route for the majority of Ghanaians because MTN MoMo is already on your phone. You do not download a new app. You do not leave MoMo. Points Africa is accessible as a service directly inside the MoMo app — under the Buy menu.

How to sign up via the MTN MoMo App:

1. Open your MTN MoMo app.
2. On the home screen, tap Buy.
3. In the Buy menu, you will see a list of services. Find Points Africa and tap it.
4. The Points Africa platform opens inside MoMo. You do not leave the app.
5. Your account is active immediately.

From this point, the Points Africa app lives inside your MoMo. Every time you want to check your balance, browse partner locations, or redeem points, you open MoMo, tap Buy, and tap Points Africa. It is always there, already loaded, without needing a separate app icon on your phone.

Who this route is best for: Existing MoMo users — which is the majority of Ghanaians. If you already use MoMo for payments, you are one tap away from the entire Points Africa experience.

Important note: MTN MoMo is the access route for Points Africa — not an earning or redemption partner itself. You earn points when you shop at the partner brands (Star Oil, Melcom, Jumia, etc.), not simply by using MoMo. But the MoMo app is the easiest way to access your account, check your balance, and manage everything.

Method 3 — Download the Points Africa App

For members who want the full experience — the Points Africa app is available on both iOS and Android. Free to download. Free to use.

How to sign up via the Points Africa App:

1. Open the App Store by Clicking This Link. You will be taken to your app store. 
2. Tap Download / Install. The app is free.
3. Open the app once installed.
4. Tap Register.
5. Enter your name, phone number, and verification details.
6. Confirm. Your account is active.

Inside the app you can see your full points balance in real time, browse all partner locations near you, see exactly how many points each partner transaction earns, access the redemption menu, and track your earning history.

Who this route is best for: Members who want the most complete experience and are comfortable with app-based management. Also the recommended route if you want to track your balance across multiple earning events daily.

What Happens After You Sign Up

On your next qualifying purchase — whether you fuel at Star Oil, shop at Melcom, place a Jumia order, or pay at a dining partner — you will receive a Points Africa notification. 

The notification will read something like: +45 Points. Star Oil. or +80 Points. Jumia.

That is your first earn. Your balance has started.

Points can be redeemed as soon as you have accumulated enough for your chosen reward. There is no waiting period, no minimum membership duration, and no expiry on your first redemption. Open the app or the MoMo Buy > Points Africa menu, tap Redeem, and choose your reward.

Frequently Asked Questions

How long does Points Africa sign-up take? Under two minutes for all three routes. USSD is typically the fastest — six to eight prompts and you are done. The MoMo route is similarly quick if you are already inside the MoMo app. The full app download takes slightly longer depending on your connection speed, but the registration itself is under two minutes.

Can I sign up without a smartphone? Yes. The USSD route works on any mobile phone, including basic handsets, with no internet connection required.

What is the difference between the MoMo route and the app? Both give you access to the same Points Africa account. The MoMo route opens the Points Africa platform inside your existing MoMo app — no separate download. The Points Africa app is a standalone application with a full dashboard and more detailed account management. Both earn the same points on the same transactions.

Does it cost anything to sign up or maintain the account? No. Sign-up is free. Maintaining the account is free. There is no subscription or monthly fee at any tier.

Can I switch between sign-up methods later? Yes. If you sign up via USSD and later download the app, you log in with the same account details. Your balance carries over.

When do my points appear after a purchase? Points appear in your account immediately after a qualifying transaction is confirmed at the partner’s point of sale.

Choose your method and sign up now — your next purchase at Star Oil, Melcom, Jumia, or any Points Africa partner starts your balance immediately.